Website’s General Terms of Use

Article 1 – Definitions

« General Terms of Use » : these present Terms of Use of the Website ;

« Party » : the Owner or the User;

« Owner » : Safe & Bold SRL, having its registered office at Avenue de Cortenbergh 134, 1000 Brussels, BELGIUM, and registered under VAT number BE1011184517;

« Website » : the website and its content owned by the Owner and accessible at the following URL: https://talk-security-to-me.com;

« User » : any user, being any natural or legal person, whether registered or not in the Crossroads Bank for Enterprises or an equivalent foreign registry, who browses the Website, downloads or uses files, registers through any form available on the Website, and/or enters into a contract with the Owner through the Website.

Article 2 – Acceptance of the Terms of Use

Accessing or browsing the Website constitutes the User’s acceptance of the Terms of Use. The Website Owner reserves the right, at its sole discretion, to change, modify, add, or remove portions of the Terms of Use from time to time as necessary. The updated version will be posted on the Website and dated accordingly so that the User is aware of when the Terms of Use were last revised. Continued use of the Website following such modifications shall constitute the User’s consent to the amended Terms.

Article 3 – Purpose of the Information

The information provided on the Website has been specifically prepared for the purpose of presenting the activities of the Owner. The User may consult this information to learn about the range of services offered by the Owner and may contact the Owner to request a particular service or obtain further details about specific services.

Article 4 – Links to Third-Party Websites

The Website may contain hyperlinks to other websites or external resources. Use of these hyperlinks is at the User’s own risk. The content, accuracy, expressed opinions, and other links provided on such external sites are not investigated, verified, monitored, or endorsed by the Owner. The Website Owner disclaims any responsibility for the accuracy, content, security, availability, or omissions of information found on such third-party sites.

Article 5 – Links from Third-Party Websites

No user of a third-party website is authorized to incorporate or use any elements from the Website, nor to employ any technique that alters the visual presentation or appearance of the Website for Users.

Article 6 – Limitation of the Owner’s Liability

6.1 The Owner does not guarantee the compatibility of any files included in or accessible via the Website with the User’s equipment, nor their accessibility.

6.2 The User shall hold the Owner harmless from any claims, including but not limited to the following situations:

• loss of opportunities or income of any kind arising from the operation or non-operation, or from the use or inability to use the Website, or its content (actual or expected);

• illegal or unauthorized intrusion by any third party into the Owner’s web server or Website;

• introduction of computer viruses into the web server or the Website;

• temporary bandwidth congestion;

• interruption of internet connectivity due to causes beyond the Owner’s control;

• any malfunction of services or any fault, including willful misconduct or gross negligence, by the Owner’s employees, agents, contractors, subcontractors, or any service providers acting on its behalf;

• any contact, relationship, or interaction, whether contractual, non-contractual, commercial or otherwise, between Users that is not properly carried out or not carried out at all;

• any use made by Users of the services provided through the Website.

6.3 The User acknowledges and accepts:

• the limitations and risks associated with using the internet or any other medium through which the Website is or may be made available;

• the risks involved in the electronic or digital storage and transmission of information;

• that the Owner cannot be held liable for any damage resulting from the use of the Website (including any or all of its content) or of the internet due to the above-mentioned risks;

• that electronic communications exchanged and backups performed by the Owner may serve as admissible evidence.

6.4 Although the Owner uses its best efforts to protect the Website from bugs, viruses, trojans, and spyware, such risks cannot be entirely excluded.

6.5 The Owner shall in no case be held liable for any harm and/or loss resulting therefrom, particularly with regard to User data. Users are therefore strongly advised to install firewalls, antivirus programs, and other appropriate protection software to safeguard their IT systems, and to exercise caution when disclosing personal data.

Upon discovering any issue, the User is also responsible for mitigating their loss by taking appropriate measures.

6.6 Regarding messages from third parties, the Owner shall not be held liable for any damage arising therefrom, nor for any errors in their content. All texts, data, photos, videos, messages, or other materials posted in such messages are the sole responsibility of the individual who published them.

Article 7 – Prohibited Use of the Website by the User

7.1 In connection with the User’s access to the Website, the User expressly agrees not to, in any manner or by any technical means:

• attempt to access parts of the Website that are not available to non-administrator users;

• perform any act that could, at any time, compromise the proper functioning of the Website in any way;

• use any (automated) system, including but not limited to “robots,” “spiders,” or “offline readers,” for purposes such as:
  (1) conducting denial-of-service attacks (including but not limited to network DoS, application-layer DoS, network DDoS including DrDoS, or application-layer DDoS attacks);
  (2) sending messages intended to influence questions, queries, responses, contest entries, votes, or interactions with other Users of the Website, even when responding to a request posted on the Website (e.g., participating in a contest);

• systematically read content from other Users for the purpose of using such data outside of the Website;

• use programs designed for automatic data reading (e.g., “crawlers”);

• display, upload, post, email, or otherwise transmit any content that is illegal, harmful, threatening, harassing, abusive, defamatory, vulgar, obscene, invasive of another’s privacy, hateful, racist, or otherwise objectionable;

• consult, display, upload, post, email, or otherwise transmit any content that is in violation of applicable laws;

• attempt to mislead other Users by impersonating any person or entity;

• upload, post, email, or otherwise transmit any content protected by intellectual property rights or any proprietary rights (including but not limited to patents, trademarks, trade secrets, copyrights) without proper authorization;

• upload, post, transmit, or otherwise distribute any content that contains viruses or any other code, file, or program intended to interrupt, destroy, impede, disrupt, or limit the functionality of any software, computer, service, server, network, or telecommunications tool, whether or not exhaustively listed herein;

• engage in any activity that disrupts or hinders other Users’ ability to access or use the Website;

• refuse to comply with any requirements, procedures, general rules, or regulatory provisions applicable to networks connected to the Website;

• use their own login credentials and/or password, or those of another User, in an unauthorized manner.

7.2 The User is strictly prohibited, and may not authorize any third party, from:

• modifying, reproducing, copying, borrowing, or distributing all or part of the Website or its content;

• creating derivative works based wholly or partially on elements of the Website;

• reverse-engineering, disassembling, or otherwise attempting to discover the source code of all or any part of the Website;

• creating hyperlinks to or from the Website without the Owner’s prior express written consent;

• sublicensing or otherwise transferring any rights related to the Website and/or its content, including but not limited to any software rights.

7.3 In the event of any conduct or action contrary to the provisions above, the User shall immediately inform the Owner via the contact email address provided by the Owner.

7.4 Where applicable, the Owner reserves the right, without justification or compensation, to remove or alter any content deemed obscene, malicious, offensive to public decency, or harmful to the Owner, its partners, or other Users.

Article 8 – Intellectual Property

The images, logos, and other symbols displayed on the Website are protected by copyright, trademark, or other intellectual property rights. The Website Owner holds the intellectual property rights to the Website, except for elements that are protected by intellectual property rights belonging to third parties, which the Owner uses under express authorization from such rights holders or under a general authorization scheme that allows such use without their express permission.

Use of the Website by the User does not grant any license or right to use, reproduce, or appropriate any protected elements, except as expressly permitted by these Terms of Use or by law. Accordingly, the copying or quoting of all or part of the Website must not cause any harm to the Owner and is subject to the following conditions:

1. The copy or quotation may only be used for strictly personal and non-commercial purposes;

2. Any copies or derivative works must retain all copyright notices or other intellectual property notices contained on the Website.

The content provided on the Website may not be reproduced, displayed, published, distributed, broadcast, or transmitted to third parties by any means, including through the use of other websites or third-party mobile applications, without the prior written consent of the Owner.

Article 9 – Modifications and Suspension of the Website

The Website Owner reserves the right, at its sole discretion, to change, modify, or discontinue the Website at any time.

Article 10 – Final Provisions

10.1 No Waiver of Rights
The failure to exercise, or any delay in exercising, any right under these Terms of Use, or the tolerance of any breach or non-performance of any provision, shall not be construed as a waiver of such right or any remedy arising therefrom.

10.2 Severability
If any provision of these Terms of Use is held to be invalid or in conflict with a mandatory or public order rule, such invalidity shall not affect the validity of the remaining provisions. The Parties agree to make every effort to replace the invalid or conflicting provision with a valid one that best achieves the original intent and purpose of the invalidated provision.

10.3 Interpretation
The headings and subheadings in these Terms of Use are provided for convenience only and shall not affect the meaning or scope of the corresponding provisions. These Terms of Use shall be interpreted in accordance with general legal principles.

10.4 Governing Law
The Parties expressly agree that only Belgian law shall govern the relationship between the Owner and the User, and therefore these Terms of Use.

10.5 Dispute Resolution
Any dispute between the Parties shall fall under the exclusive jurisdiction of the French-speaking courts and tribunals of the judicial district of Brussels.

The Terms of Use were last updated on May 9, 2025.

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